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Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay offers a platform that allows users to access up to $1,000 to spend now and build credit by paying it back automatically each time they get paid. They also offer a credit card with transparent pricing and no crazy fees or predatory interest.
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This is the app to have right here, just when you thought it couldn't get any better and here we go. I got to say this is proper keep up the good work you guys
Since i first downloaded perpay I was skeptical at first didnt know what to expect but after seeing things I wanted and could have in only 10 payments is extra pleasing and the best part is they work with payroll and take it right out of your check no hassle and straight forward love the way they run business customer for life
Easy to navigate just wish they had more options on grills smokers and patio decor as in seating ect. Made first payment today so unsure on shipping yet hopefully it's fast
I love perpay have ordered a few times and all is great... better yet I had an issue with one order where product was delivered to a whole different state and perpay helped me and made sure I I received my product. With no hassles
Have done lots of gift shopping without breaking my pocket
----...++++
Amazed, now I'm just waiting on my product to arrive and get to ride in my bike and only pay a small amount every paycheck and get to have my product delivered and enjoy it instantly
This is a awesome app. It helps you build credit and there's a lot of items on here. That's good quality that you can purchase. I paid off a few items on here. You get 30 points added to your credit score every time you finish paying up a purchase.
This site has been very good to me. It's been helping me build up. My credit with my credit is going higher so I enjoy this site. My things are paid on time they work with you. This is a very good site to have.
I've only ambience using prepay for about 2 months maybe and so far its been quite nice I've received the things I've ordered quickly and in great shape. I like the credit score being easily seen on the app I haven't been using the account long enough to notice any increase in my score but I like the fact the the payment comes direct from my pay each week so I don't even have to worry about the payments because I know its being taken care of all In all so far my experience with prepay have been excellent
I have purchased from Perpay for years now. Always good quality items to chose from.
I received 2 of my purchases the same day and my payments are affordable.
Perpay has been a great experience for me. It helped me get gifts during the holidays when I needed the extra help, and it has also helped me improve my credit score along the way. I've recommended it to a few people, and they've had great experiences with it too. Perpay really makes things easier when other options may not be available, and I appreciate having a service that gives people a chance.
I've been using Perpay since 2025 and this is honestly an amazing help. I can get amazing electronic things and decorations and everything without having to spend the money all at once and I have to. It's kind of like you can't see it because it's coming directly out of your is directly going to them so you don't even see that money plus is building credit amazing of my credit score has went up 50 points since I started using her pay and I'm just so excited I'm young and it's helping me build credit stay up with this trend. I love it.
I have had low credit because I basically just didnt have credit. I would always buy things straight out. With Perpay not only am I build credit with ontime payments but I'm saving money on making big purchases. This is a MUST have credit option for those serious about wanting to build credit but live shopping.
A friend told, me.about you guys a while back and I needed a laptop, I tried it out not only is it helping my credit but I dont have to work about logging into pay I love it
Perpay may be a little higher than purchasing from a physical store, but it's flexible and convenient with nice merchandise. I have no complaints.
I love how affordable and affordable way it is to order on here. The payment plans are the most dynamic out of any app i've seen and a wide range of retail
Perpay has been a huge help for me. I really appreciate that payments are automatically taken from my paycheck, and that I'm able to choose a payment amount that works for my budget. It makes the whole process feel simple and manageable, without the stress of keeping track of another bill. Because of Perpay, I've been able to buy important items that would have been difficult to afford all at once, including a car seat and stroller for my best friend's baby. Being able to help her with something that important meant a lot to me.
I've had a really positive experience overall. My only wish is that the ice machines come back in stock soon because they sold out so quickly!
It's being able to obtain something that you need with out the burden of having to come up with the complete payment at the time of purchase
The merchandise is great even though the shipping price didn't meet certain criteria. Otherwise, the payment price was affordable. I'm looking forward to purchase more items in the near future 😀
Answer: They are 100% reliable. I have ordered multiple nothings NEVER had an issue. If I reached out to customer service they respond within 24hours. Try it once and you won't be disappointed.
Answer: I don’t think my answer would help you now, if you do not have access to your payroll software then tell them account numbers you wish to add and how much to deduct and keep track because you decide whether you are paying for 8,16, or 20 weeks and depending on which the amount of is higher if paying in 8 or much less if paying off in 20.
Answer: The truth is, when I had an issue, I wished there was customer service number but, you have to send email and they will respond till your problem is resolved, but that is how they keep the cost down no additional fees, no interest. They respond usually quickly.
Answer: Yup! I use it pretty often. I have terrible credit and it helps me get things. Not to mention after using them for a while they also gave me a credit card with a $500 limit!
Answer: I guess on the software for individual payroll company used, mine spli my check in muliple account example 30% to one account then account Perpay amount say it’s 25 dollars weekly for however many weeks and balance of my check to another account.

